Frequently Asked Questions
We offer flexible financing for real estate investors, developers, and property owners. Our loan programs include:
Bridge Loans
Fix and Flip Loans
Rental (DSCR) Loans
Ground-Up Construction Loans
Whatever your strategy, we have the right loan for you.
We can move as fast as you, closing in as little as 5 days. Our AI-powered SLS platform streamlines underwriting — eliminating unnecessary delays and keeping your closing on track.
Real estate investors, property developers, landlords, and business owners looking for short-term or long-term financing. No W-2s or tax returns required.
No. We offer asset-based lending, which means we lend based on the property value, not your personal income or employment history.
Simple — we only need basic details about the deal. Get a term sheet in under 3 minutes with no documents required. Once the term sheet is accepted, just provide the required documents (basic investment details) — no W-2s or tax returns.
We offer highly competitive terms tailored to your deal structure and experience level. Get a term sheet in under 3 minutes and compare your options with no obligation.
We offer loans for a wide range of property types, including:
Single-Family Homes
Condos & Townhouses
2-4 Unit Properties
Multi-Family (5+ Units)
Land for Development
Whether you're investing, building, or scaling, we have financing options to fit your needs.
We lend in 45 states and the District of Columbia, including major markets like Florida, California, and Texas. We currently do not lend in Mississippi, New Mexico, Rhode Island, Utah, or Vermont.
Private lending is asset-based financing, meaning approval is based on the property's value — not your income. With no W-2s, no income verification, and less red tape, we close much faster than traditional banks. Our SLS platform is integrated with 50+ capital providers, ensuring you get the best terms — fast.
Yes. First-time investors can qualify. We lend based on the property's value, not just your experience.
We charge an origination fee along with standard closing costs, but there are no application fees. All fees are collected at closing — so you pay nothing upfront.
Still have questions? Call us at (305) 833-0000 or email hello@privatelender.com. We're happy to help!
Get a term sheet in under 3 minutes
Our SLS platform integrates with 50+ capital providers in real time —delivering the best terms, fast.
In Under 3 Minutes