Question 1

What types of loans do you offer?

Accepted Answer

We offer flexible financing for real estate investors, developers, and property owners. Our loan programs include:

Bridge Loans
Fix and Flip Loans
Rental (DSCR) Loans
Ground-Up Construction Loans

Whatever your strategy, we have the right loan for you.

Question 2

How fast can I close?

Accepted Answer

We can move as fast as you, closing in as little as 5 days. Our AI-powered SLS platform streamlines underwriting — eliminating unnecessary delays and keeping your closing on track.

Question 3

Who qualifies for a loan?

Accepted Answer

Real estate investors, property developers, landlords, and business owners looking for short-term or long-term financing. No W-2s or tax returns required.

Question 4

Do you require W-2s or other personal income verification?

Accepted Answer

No. We offer asset-based lending, which means we lend based on the property value, not your personal income or employment history.

Question 5

What documents do I need to provide?

Accepted Answer

Simple — we only need basic details about the deal. Get a term sheet in under 3 minutes with no documents required. Once the term sheet is accepted, just provide the required documents (basic investment details) — no W-2s or tax returns.

Question 6

What are your loan terms and interest rates?

Accepted Answer

We offer highly competitive terms tailored to your deal structure and experience level. Get a term sheet in under 3 minutes and compare your options with no obligation.

Question 7

What types of properties do you offer loans for?

Accepted Answer

We offer loans for a wide range of property types, including:

Single-Family Homes
Condos & Townhouses
2-4 Unit Properties
Multi-Family (5+ Units)
Land for Development

Whether you're investing, building, or scaling, we have financing options to fit your needs.

Question 8

What states do you lend in?

Accepted Answer

We lend in 45 states and the District of Columbia, including major markets like Florida, California, and Texas. We currently do not lend in Mississippi, New Mexico, Rhode Island, Utah, or Vermont.

Question 9

What is private lending?

Accepted Answer

Private lending is asset-based financing, meaning approval is based on the property's value — not your income. With no W-2s, no income verification, and less red tape, we close much faster than traditional banks. Our SLS platform is integrated with 50+ capital providers, ensuring you get the best terms — fast.

Question 10

Can I qualify if I’m a first-time investor?

Accepted Answer

Yes. First-time investors can qualify. We lend based on the property's value, not just your experience.

Question 11

What fees are involved in the loan?

Accepted Answer

We charge an origination fee along with standard closing costs, but there are no application fees. All fees are collected at closing — so you pay nothing upfront.

Frequently Asked Questions